For invoice sellers

Expand your business by expediting your cash flow

For invoice buyers

Earn passive income from purchasing invoices

At a glance

Populous is a global invoice trading platform built on Blockchain's distributed ledger technology.

Populous uniquely connects business owners with invoice buyers on a global scale by leveraging the security, transparency, and speed of Blockchain via XBRL data, Altman Z-score formula, smart contracts and stable fiat-pegged tokens.

Populous will globalise what is currently a very localised and limited market sector, and in the process will disrupt the financial marketplace.

Built on Blockchain.

What does Populous do?

Exceptional speed and low costs

Immediate funding without third-parties. Smart contracts autonomously perform funding - collect and release payments.

Global P2P trade finance platform

Populous enables sellers and invoice buyers to transact regardless of geographic location and without the need for any third party.

Unprecedented safety and security

All invoices uploaded are transparently recorded onto the Ethereum Blockchain eliminating potential for error and misuse.

How Populous Works



Invoice seller



Invoice buyer


Borrower offers invoice with terms


Investor chooses invoice to finance


Borrower confirms bid and then invoice is sold


Investor bids on invoice and sets interest rate


Borrower releases invoice and receives funds


Investor receives returns when invoice is settled

Real-time database

We use XBRL data to access and assess financial statements for invoice sellers. Extraction of 1500+ data points per company affords the opportunity to analyse the risk of a company, trading partners, and industry as a whole.

In-depth credit risk analysis

Our smart contracts combine XBRL data, Altman Z-scores and other formulas to create our proprietary credit rating system which is far more advanced than the current industry standard.

Investor relations


$ USD | %

Total supply: | PPT circ.: | Market cap: $

Populous is all about invoice finance

Populous has built an agile, robust service which will disrupt and transform the current invoice financing system.

By combining our proprietary smart contracts with Blockchain technology and providing these tools to everyone, Populous is introducing the invoice buyer directly to the invoice seller in a P2P (peer-to-peer) platform.

This will transform the current invoice finance industry into a more succinct, efficient, and profitable ecosystem which is globally accessible by both invoice buyer and invoice seller.