Terms and Conditions

There is always a catch so tread carefully

Last updated:

Populous World Limited Website
Terms and Conditions Agreement

  1. About Our Terms

    1. These Terms explain how you may use this website (the "Site").
    2. References in these Terms to the Site includes the following Site www.populous.co and all associated web pages.
    3. You should read these Terms carefully before using the Site.
    4. By accessing or using the Site or otherwise indicating your consent, you agree to be bound by these Terms and the documents referred to in them.
    5. If you do not agree with or accept any of these Terms, you should stop using the Site immediately.
    6. If you have any questions about the Site, please contact us by e-mail only at info@populous.co or contact us and your e-mails will be responded to between Monday to Friday: 9am to 6pm.
    7. Our transactions are not regulated by the Financial Conduct Authority and neither is Populous World Ltd. authorised by or regulated by the Financial Conduct Authority as we do not carry out regulated activity such as the provision of credit nor do we issue electronic money.
    8. Your use of the Site means that you must also comply with our Acceptable Use Policy, Legal Information and Agreement with you, our Privacy Policy, our Cookie Policy and our Online terms and conditions for the supply of our services where applicable.
  2. Definitions:

    Site means www.populous.co used as a P2P (Peer-to-Peer) platform which allows registered users to sell invoices to willing registered purchasers via an auction process and its use is strictly restricted to registered users within the meaning given to it herein and in the Platform Service Agreements;
    We, us or our means Populous World Ltd., registered in the United Kingdom with Company registration number 10458726, Information Commissioner’s Office Registration Reference No. ZA290305 and whose registered office address is at 11 Teal Court, Abinger Grove, London SE8 5UW England United Kingdom. References to us in these Terms also includes our group companies from time to time.
    You or your means the person accessing or using the Site or its Content.
    Content means any text, images, video, audio or other multimedia content, software or other information or material submitted to or on the Site;
    Terms means these terms and conditions of use as updated from time to time;
    Unwanted Submission has the meaning given to it hereinafter;
    Acceptable Use Policy means the policy and terms referred to herein. which governs the permitted use of Registered Users of the Site only in accordance with the Site terms and conditions,Privacy Policy the and as contained in the Platform Service Agreements;
    Privacy Policy means the policy herein which governs how we process any personal data collected from you;
    Cookie Policy means the policy referred to herein which governs how we use cookies in the Site;
    Online terms and conditions for the supply of services including Fees and Charges means the terms and conditions stated herein, which will apply to Registered users when using the Site and the fees and charges as contained in the Platform Service Agreement;
  3. Changes to Populous Contract and Site Terms

    1. We reserve the right to change these terms and conditions at any time, and you agree to abide by the most recent version of this Terms of Use Agreement each time you view and use the Site.
    2. You are accordingly advised to consult the Terms of Use Agreement each time you view and use the Site.
    3. Do not use the Site if you do not agree to all of the following terms and conditions.
  4. Using the Site

    1. The Site is for your personal and non-commercial use only.
    2. You agree that you are solely responsible for all costs and expenses you may incur in relation to your use of the Site; and keeping your password and other account details confidential.
    3. The Site is intended for use only by those registered users who can access it from within the UK. If you choose to access the Site from locations outside the UK, you are responsible for compliance with local laws where they are applicable. Any illegal or fraudulent use of the site will forthwith attract civil and criminal sanctions.
    4. We seek to make the Site as accessible as possible. If you have any difficulties using the Site, please contact us at info@populous.co or use the Site contact page.
    5. We may prevent or suspend your access to the Site if you do not comply with any part of these Terms, any terms or policies to which they refer or any applicable law.
  5. Introductory Legal Information on Populous World Ltd. and Our Agreement with You

    By using our Site, you are agreeing to comply with and be bound by the following terms of use. Please review the following terms carefully. If you do not agree to these terms, you should not review information or proceed with the use of this Site. By proceeding further you agree as follows;

    1. Acceptance of Our Terms and Your Agreement

      You agree to all the terms and conditions outlined in this Terms of Use Agreement (the "Agreement") with respect to our Site. This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the content, products or services provided by or through the Site, and the subject matter of this Agreement may be amended at any time from time to time by us without specific notice to you. The latest Agreement will be posted on the Site, and you should review this Agreement prior to using the Site.

    2. Trademarks

      The Populous logo, Populous design, Poken, PPT and other marks specifically related to Populous World Ltd. are either trademarks or marks or designs in which Populous World Ltd. has invested substantial goodwill or are registered trademarks of Populous World Ltd. or the officers of Populous World Ltd. Other product and company names mentioned on the Site may be trademarks of their respective owners.

    3. Copyright and Copyright Agents

      The content, organisation, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Site are protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, use or publication by you of any such matters or any part of the Site, except as allowed by Section 5.4, is strictly prohibited. You do not acquire ownership rights to any content, document or other materials viewed through the Site. The posting of information or materials on the Site does not constitute a waiver of any right in such information and materials.

      We respect the intellectual property of others, and we ask you to do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our Copyright Agent with the following information:

      1. An electronic or physical signature of the person authorised to act on behalf of the owner of the copyright interest;
      2. A description of the copyrighted work that you claim has been infringed;
      3. A description of where the material that you claim is infringing is located on the Site;
      4. Your name, address, telephone number, and e-mail address;
      5. A statement by you that you have a good faith belief that the disputed use is not authorised by the copyright owner, its agent, or the law; and
      6. A statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or the claim is being made on behalf of the copyright owner.

      Our Copyright Agent for Notice of claims of copyright infringement on the Site is Stephen Williams who can be reached by email on info@populous.co or contact us

    4. Limited Right to Use Copyright and Other Intellectual Property Rights

      The viewing, printing or downloading of any content, graphic, form or document from the Site grants you only a limited, nonexclusive license for use solely by you for your own personal use and not for replication, distribution, assignment, sublicense, sale, preparation of derivative works or other use. No part of any content, form or document may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical, other than for your personal use (but not for resale or redistribution).

    5. Software End User Licence Agreement

      Software may be made available for you to download in order to help the Site work better. You may only use such software if you agree to be bound by the terms and conditions that apply to such software (this is sometimes known as an ‘end user licence agreement’ or ‘EULA’). You will be made aware of any terms and conditions that apply to the software when you try to download it. If you do not accept such terms and conditions, you will not be allowed to download the software. You should read any terms and conditions carefully to protect your own interests (they may contain provisions that set out what your legal rights are under, eg, the Consumer Rights Act 2015, what your legal responsibilities are when using software, what the software provider’s legal responsibilities are, and provisions that limit a software provider’s legal responsibilities to you).

  6. Indemnity

    1. You agree to Indemnify, defend and hold us and our partners, attorneys, staff and affiliates (collectively, "Affiliated Parties") harmless from any liability, loss and expense whatsoever for the use of this Site and all contracts and documents contained therein, and further agree to pay us on an indemnity based all reasonable attorneys’ fees related to our enforcement of this Agreement in the event of your violation of this Agreement or use of the Site.
  7. Non Transferable

    1. Your right to use the Site is not transferable. Any password or right given to you to obtain information or documents is not transferable.
  8. Exclusions and Liabilities

    1. HOWEVER NOTHING EXCLUDES OR LIMITS OUR LIABILITY FOR DEATH OR PERSONAL INJURY ARISING FROM OUR NEGLIGENCE, OR OUR FRAUD OR FRAUDULENT MISREPRESENTATION OR ANY OTHER LIABILITY THAT CANNOT BE EXCLUDED UNDER ENGLISH LAW.
    2. Except for any legal responsibility that we cannot exclude in law (such as for death or personal injury), we are not legally responsible for any business losses; and losses to non-consumers that were not foreseeable to you and us when these Terms were formed; or that were not caused by any breach on our part.
  9. Events Beyond Our Control

    1. We shall have no liability to you for any breach of these Terms caused by any event or circumstance beyond our reasonable control including, but not limited to, strikes, lock-outs or other industrial disputes; breakdown of systems or network access; or flood, fire, explosion or accident.
  10. Rights of Third Parties

    1. No one other than a party to these Terms has any right to enforce any of these Terms.
  11. Accuracy and Use of Information

    1. While we try to make sure that the Site is accurate, up-to-date and free from bugs, we cannot promise that it will be. Furthermore, we cannot promise that the Site will be fit or suitable for any purpose. Any reliance that you may place on the information on this Site is at your own risk. We may suspend or terminate operation of the Site at any time as we see fit.
    2. You may have certain legal rights when using the Site (such as if the Online terms and conditions for the supply of goods apply to you). These are also known as ‘statutory rights’ as they are derived from laws such as the Consumer Rights Act 2015.
    3. Content is provided for your general information purposes only and to inform you about us and our products and news, features, services and other websites that may be of interest. It does not constitute technical, financial or legal advice or any other type of advice and should not be relied on for any purposes.
    4. While we try to make sure that the Site is available for your use, we do not promise that the Site is available at all times nor do we promise the uninterrupted use by you of the Site.
    5. We reserve the right, and you authorise us, to use and assign all information regarding the Site uses by you and all information provided by you in any manner consistent with our Privacy Policy.
  12. Linking, Third-Party Websites and Services

    1. We allow access to or advertise third-party merchant websites ("Merchants") from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by ("Merchants"). Merchants are responsible for all aspects of order processing, fulfillment, billing and customer service. We are not a party to the transactions entered into between you and Merchants. We are not responsible for the content, accuracy or opinions expressed in such websites, and such websites are not investigated, monitored or checked for accuracy or completeness by us. Inclusion of any linked website on our Site does not imply approval or endorsement of the linked website by us. If you decide to leave our Site and access these third-party websites, you do so at your own risk.
    2. THE USE OF THIRD-PARTY MERCHANTS ARE AT YOUR SOLE RISK AND IS WITHOUT WARRANTIES OF ANY KIND BY US, EXPRESSED, IMPLIED OR OTHERWISE INCLUDING WARRANTIES OF TITLE, FITNESS FOR PURPOSE, MERCHANTABILITY OR NONINFRINGEMENT. UNDER NO CIRCUMSTANCES ARE WE LIABLE FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN YOU AND MERCHANTS OR FOR ANY INFORMATION APPEARING ON MERCHANT SITES OR ANY OTHER SITE LINKED TO OUR SITE.
    3. All rules, policies (including Privacy Policies) and operating procedures of Merchants will apply to you while on such sites. We are not responsible for information provided by you to Merchants. We and the Merchants are independent contractors and neither party has authority to make any representations or commitments on behalf of the other.
  13. Payments and Debit/Credit Cards

    1. You represent and warrant this if you are purchasing any goods or services from us or from Merchants that any credit information you supply is true and complete, charges incurred by you will be honored by your credit card company, and you will pay the charges incurred by you at the posted prices, including any applicable taxes.
  14. Submitting Information to Our Site and Disclaimers for Statements and Information Placed on Our Site

    1. While we try to make sure that the Site is secure, we cannot guarantee the security of any information that you supply to us and therefore we cannot guarantee that it will be kept confidential. For that reason, you should not let us have any patentable ideas or patent applications, advertising or marketing suggestions, prototypes, or any other information that you regard as confidential, commercially sensitive or valuable.
    2. While we value your feedback, you agree not to submit any Unwanted Submissions. We may use any Unwanted Submissions as we see reasonably fit on a free-of-charge basis (bear in mind that we have no way of knowing whether such information is confidential, commercially sensitive or valuable because we do not monitor the Site to check for these matters). Therefore, we will not be legally responsible for keeping any Unwanted Submissions confidential nor will we be legally responsible to you or anybody else for any use of such Unwanted Submissions.
    3. This Site includes statements concerning our operations, prospects, strategies, financial condition, future economic performance and demand for our products or services, as well as our intentions, plans and objectives, that are forward-looking statements. These statements are based upon a number of assumptions and estimates which are subject to significant uncertainties, many of which are beyond our control. When used on our Site, words like "anticipates", "expects", "believes", "estimates", "seek", "plans", "intends", and similar expressions are intended to identify forward-looking statements designed to fall within safe harbors for forward-looking statements.
    4. The Site and the statements or information contained herein do not constitute an offer or a solicitation of an offer to be implied in any sale or purchase of any finance related invoice whatsoever. None of the information contained herein is intended to be, and shall not be deemed to be, incorporated into any of the documents posted on our site.
  15. Information and Press Releases

    1. Our Site contains information and press releases about us. While this information was believed to be accurate as of the date prepared, we disclaim any duty or obligation to update this information or any press releases. Information about companies other than ours contained in the press release or otherwise, should not be relied upon as being provided or endorsed by us.
  16. Miscellaneous and Applicable Law

    1. This Agreement shall be treated as though it were executed and performed in London, England, United Kingdom and shall be governed by and construed exclusively and in accordance with the Laws of England and Wales and subject to the jurisdiction of the English Courts (without regard to conflict of law principles). You agree that any cause of action instituted by you with respect to the Site (and/or any information, products or services related thereto) must be instituted within the statutory limits after the cause of action arose or be forever waived and barred.
    2. You expressly submit to the exclusive jurisdiction of the English courts and consent to extraterritorial service of process if required. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed as inconsistent with the applicable law and the remaining portions shall remain in full force and effect. To the extent that anything in or associated with the Site is in conflict or inconsistent with this Agreement, this Agreement shall take precedence. Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor the right to enforce such provision.
  17. Complaints, Disputes and Enquiries

    1. You agree that all Complaints, disputes and enquiries will be sent in the first instance to info@populous.co or contact us. We will try to resolve any complaints or disputes with you quickly and efficiently. If you are unhappy with us please contact us as soon as possible.
    2. If you and we cannot resolve a dispute using our complaint handling procedure, we will let you know that we cannot settle the dispute with you and give you certain information about our alternative dispute resolution provider.
    3. If you want to take court proceedings, the relevant courts of the United Kingdom will have exclusive jurisdiction in relation to these Terms.
  18. Disclaimer and Limits

    1. THE INFORMATION FROM OR THROUGH THE SITE IS PROVIDED "AS IS", "AS AVAILABLE", AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY IMPLIED WARRANTIES. THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS.
    2. WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE ON OUR SITE. IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATES/PARTNERS ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF ANTICIPATED SAVINGS, LOSS OF GOODWILL OR LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE.
    3. SUBJECT TO CLAUSES 8, 9 AND 10 ABOVE, THE NEGATION OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. THIS SITE AND THE INFORMATION WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT.
    4. ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED WITHIN THE ELECTRONIC FILE CONTAINING THE FORM OR DOCUMENT IS DISCLAIMED. WE WILL NOT BE LIABLE TO YOU FOR ANY INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OF ANY KIND THAT MAY RESULT FROM USE OF OR INABILITY TO USE OUR SITE.

Populous World Ltd. Legal Notice Regarding Use of Site Legal Notice

All textual, graphical and other content appearing on this Populous World Ltd. Site, unless otherwise noted, are the property of Populous World Ltd. of 11 Teal Court, Abinger Grove, London SE8 5UW England United Kingdom.

Copyright Populous World Ltd. All Rights Reserved

You may view, copy, print and use content contained on this Site solely for your own personal use and provided that; (1) the content available from this Site is used for informational and non-commercial purposes only; (2) No text, graphics or other content available from this Site is modified in any way; (3) No graphics available from this Site are used, copied or distributed separate from accompanying text; (4) No content available from this Site may be used for any purpose which is offensive or which disparages, damages or otherwise negatively reflects upon Company, its products, its employees or its management. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or other grant of right to use any patent, copyright, trademark or other intellectual property of Company or any third party, except as expressly provided herein.

THIS SITE MAY CONTAIN LINKS TO OR BE ACCESSED THROUGH LINKS ON WORLD WIDE WEBSITES OF POPULOUS WORLD PARTNERS. POPULOUS WORLD PARTNERS ARE INDEPENDENT CONTRACTORS AND ARE NOT AGENTS OF POPULOUS WORLD LTD. POPULOUS WORLD DOES NOT HAVE RESPONSIBILITY FOR THE CONTENTS, AVAILABILITY, OPERATION OR PERFORMANCE OF THE WEBSITES OF POPULOUS WORLD PARTNERS OR ANY OTHER WEBSITES, TO WHICH THIS SITE MAY BE LINKED OR FROM WHICH THIS SITE MAY BE ACCESSED.

Reference to any product, process, publication, service, or offering of any third party by trade name, trademark, manufacturer or otherwise does not necessarily constitute or imply the endorsement or recommendation of such by Populous World Ltd.

Should any user of this Site send any feedback or data, such as ideas, comments, suggestions or questions regarding any Populous World Ltd. product or service or the content of this Site, such information shall be deemed to be non confidential, and Populous World Ltd. shall have no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation. Further, Populous World Ltd. shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such ideas, concepts, know-how or techniques.

This Site may be accessed by users internationally and may contain references or cross references to Populous World Ltd products, programs and services that are not available or are prohibited in your Country. Such references do not imply that Populous World Ltd. intends to make available in your country such products, programs or services or that such products may lawfully be used in your country. Populous World Ltd. reserves the right without prior notice to discontinue any service or goods and other items or change specifications at any time without incurring any obligations.

POPULOUS WORLD LTD. SERVICES MAY VARY FROM COUNTRY TO COUNTRY DEPENDING ON LOCAL LAWS, AND SOME SERVICES MAY NOT BE AVAILABLE IN CERTAIN COUNTRIES. YOU SHOULD CHECK WITH YOUR LOCAL POPULOUS WORLD LTD. PARTNER FOR DETAILS ON THE AVAILABILITY OF PARTICULAR SERVICES.

Access to this Site is monitored. The requesting URLs, the machine originating the request, and the time of the request are logged for access statistics and security purposes. Use of this Site constitutes consent to such monitoring. This Site may be unavailable from time to time due to mechanical, telecommunication, software, hardware and third-party vendor failures. Company cannot predict or control when such downtime may occur and cannot control the duration of such downtime however we will ensure that normal services are returned to the Site as soon as possible.

Reasonable efforts are taken to ensure the accuracy and integrity of information and related materials provided by Populous World Ltd. on this Site, and Populous World Ltd. is not responsible for misprints, out-of-date information, technical or pricing inaccuracies, typographical or other errors appearing on this Site, the websites of any Populous World Ltd. Partner on any other website. Information and related materials are subject to change without notice. This Site and all information and related materials it contains are provided "AS IS". Populous World Ltd. makes no representation or warranty whatsoever regarding the completeness, accuracy, currency, or adequacy of, or the suitability, functionality, availability, or operation of this Site or the information or materials on this Site which may be incomplete, inaccurate, out of date, or may not meet your needs and requirements.

POPULOUS WORLD LIMITED SPECIFICALLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OR MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OF ANY OF ITS SERVICES,AND NONINFRINGEMENT WITH RESPECT TO THIS SITE AND INFORMATION, GRAPHICS AND MATERIALS CONTAINED HEREIN.

IN NO EVENT WILL POPULOUS WORLD LIMITED BE LIABLE FOR DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EXCEPT AS LAID OUT ABOVE, IN OUR TERMS AND CONDITIONS.

* Should there be any discrepancies between English version of the Site and other translated versions, the English Version shall take precedent.